Why should a travel agent always offer insurance to a client?
When planning a trip, a traveller should prioritise purchasing travel insurance as one of the essential purchases they can make because it protects against a greater variety of hazards. Travel insurance is of utmost significance whenever one travels outside their home country.
A travel insurance policy will often cover the policyholder against medical risks, travel risks, and flight interruptions. This checklist will shed some light on the necessity of purchasing travel insurance for those curious about the topic.
The following is a list of the top four reasons why travel insurance is essential and why you shouldn’t go anywhere without it:
It protects against the following medical emergencies*:
Any travel insurance policy will cover the costs of medical treatment up to a certain maximum, regardless of the policy’s level of coverage. The insurance company will cover your charges, up to a specific limit, as per the maximum limit indicated. You can also check and purchase online travel insurance. Even more, insurance providers will provide you with a list of network hospitals from which you can choose to receive treatment.
It protects against the following travel hazards*:
Travel insurance protects travellers against various potential perils, including the theft or loss of a passport or other personal items, the misplacement or destruction of checked luggage and other things. When you have these risks insured, you add another layer of protection against suffering a financial loss. Travel insurance will allow you to get compensation, up to a certain level, if your flight is cancelled for any reason (per the policy’s terms and conditions). If you hadn’t purchased travel insurance, you would have been forced to pay all these charges out of pocket. Your finances are safeguarded by travel insurance since it reimburses non-refundable expenses like these. There’s always an option for online travel insurance if you are looking for one.
Trip disruptions are covered*:
When talking about travel disruptions, we’re referring to disturbances that could result in the postponement or termination of your trip. Travel insurance protects you if your reservations or the trip is cancelled. Whether by you or the tour operator (Per the policy Terms and Conditions against each cover). The fact that these dangers are mitigated constitutes compensation. Make sure you read up on the travel claim process before buying a plan.
Travel Insurance firms assist*:
Insurance companies can assist you in filing claims and locating a network hospital to receive treatment. The insurance provider is expected to help you in times of need. Always be aware of all travel insurance coverage aspects before purchasing travel insurance.
Suppose you are still undecided about whether or not to purchase travel insurance; think about the dangers guarded against by coverage of that kind. You are shielded from several hazards and kept safe because of your comprehensive coverage, which follows you wherever you go.
Some of the world’s most reputable insurance providers provide quick and easy travel insurance through their online platforms, making it easy and convenient to purchase travel insurance in a single location. Before you plan your next journey, make sure to buy travel Insurance.
‘Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply
